The Citi Rewards+® Card offers an array of benefits, including a special travel offer, bonus points, low intro APR, and more. Discover how this card can help you maximize your rewards on everyday purchases.
Advantages of the card Citi Rewards+® Card
The Citi Rewards+® Card presents numerous advantages for cardholders, making it an attractive option for those seeking to maximize their rewards on everyday purchases. Here are some key benefits:
1. Special Travel Offer: Earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions booked on CitiTravel.com through December 31, 2025.
2. Generous Bonus Points: Receive 20,000 bonus points after spending $1,500 within the first 3 months of account opening, redeemable for $200 in gift cards or travel rewards at thankyou.com.
3. Low Intro APR: Enjoy a 0% Intro APR for 15 months on purchases and balance transfers, providing flexibility in managing your finances.
4. No Annual Fee: Benefit from the perks of the card without having to pay an annual fee, enhancing its value proposition.
5. Points Rounding: The only credit card that automatically rounds up to the nearest 10 points on every purchase, allowing you to accumulate points faster.
6. Points Back: Get 10% Points Back when you redeem, up to the first 100,000 points redeemed per year, providing additional value for your rewards.
Disadvantages of the card Citi Rewards+® Card
While the Citi Rewards+® Card offers compelling benefits, there are some limitations to consider:
1. Balance Transfer Fees: Although the card provides a low intro APR on balance transfers, there are associated fees, including an intro fee of 3% of each transfer completed within the first 4 months of account opening.
2. Variable APR: After the introductory period ends, the variable APR ranges from 18.74% – 28.74%, based on your creditworthiness, which may impact the cost of carrying a balance.
Extra features offered by the Citi Rewards+® Card
In addition to its primary benefits, the Citi Rewards+® Card provides extra features to enhance the cardholder experience:
1. Redeeming ThankYou® Points: Enjoy flexibility in redeeming points for various rewards, including gift cards, travel rewards, and statement credits.
2. Digital Wallets: Benefit from added convenience and security with digital wallets for online and in-store purchases.
3. Contactless Payment: Tap your card for contactless payments, ensuring a quick and seamless checkout experience.
Learn how to apply for your credit card Citi Rewards+® Card
Applying for the Citi Rewards+® Card is simple and convenient. Here are the main ways to apply:
From the site
Visit the Citi website and navigate to the Citi Rewards+® Card page. Follow the instructions to complete the online application form.
From the site App
Download the Citi Mobile App and apply for the Citi Rewards+® Card directly from your mobile device.
By agency
Visit a Citi branch and speak to a representative who can assist you with the application process for the Citi Rewards+® Card.
The Citi Rewards+® Card offers a compelling combination of rewards, benefits, and features, making it a valuable tool for maximizing your spending power. With its special travel offer, bonus points, and no annual fee, this card is well-suited for individuals looking to earn rewards on their everyday purchases. Plus, with extra features like points rounding and digital wallets, cardholders can enjoy added convenience and security. Whether you’re a frequent traveler or simply want to maximize your rewards, the Citi Rewards+® Card provides a versatile solution for your financial needs.
