Are you a student eager to kickstart your credit journey while earning valuable rewards? Look no further than the Discover it® Student Cash Back Credit Card. In this blog post, we’ll delve into the advantages, disadvantages, and extra features of this student-friendly credit card. Discover how to apply, the various ways to maximize rewards, and essential prerequisites for obtaining this card. Let’s navigate the world of financial independence and smart spending for students!
Advantages of the card Discover it® Student Cash Back
The Discover it® Student Cash Back Credit Card offers a plethora of advantages tailored for students. Enjoy a generous 5% cash back on everyday purchases at different places each quarter, including grocery stores, restaurants, gas stations, and more. Plus, earn 1% cash back on all other purchases. The Cashback Match feature doubles all the cash back you’ve earned at the end of your first year, providing an unlimited dollar-for-dollar match. Redeem your rewards your way, whether it’s for cash, shopping on Amazon.com, or through millions of online stores with PayPal. The card also comes with no annual fee and a 0% Intro APR for the first 6 months on purchases.
Disadvantages of the card Discover it® Student Cash Back
While the Discover it® Student Cash Back Credit Card offers attractive rewards, it’s essential to be aware of potential drawbacks. The 0% Intro APR is applicable for the first 6 months on purchases, after which a variable APR ranging from 18.24% to 27.24% will apply. Students should consider their ability to manage payments responsibly after the introductory period to avoid accruing interest. Additionally, the card might not be the best fit for those who prefer a longer introductory period with a lower standard APR.
Extra features offered by Discover it® Student Cash Back
Beyond cash back rewards, the Discover it® Student Cash Back Credit Card provides additional features to enhance the cardholder’s experience. Choose from a variety of colorful card designs to express your style. Enjoy the convenience of tracking and redeeming cashback rewards through the Discover mobile app. Benefit from features like Freeze it® to prevent unauthorized purchases, free Social Security number alerts, and over 600,000 new student cardmembers referred by their friends over the past 5 years. The card is designed with students’ needs in mind, offering online privacy protection and easy management through the mobile app.
Learn how to apply for your credit card Discover it® Student Cash Back
Applying for the Discover it® Student Cash Back Credit Card is a simple process. Visit the Discover website, navigate to the credit card section, and follow the step-by-step instructions to complete the online application form. Ensure you meet the necessary criteria and have the required information on hand.
Discover the main ways to apply for the card Discover it® Student Cash Back
Discover provides multiple channels for card application. Whether you prefer the website or the convenience of a mobile app, you can easily initiate the application process. Choose from a range of card designs to suit your style. With over 600,000 new student cardmembers referred by their friends, the card is a popular choice among students.
Prerequisites for request Discover it® Student Cash Back
Before applying, ensure you meet the prerequisites for the Discover it® Student Cash Back Credit Card. The card is designed for students without a credit score, and applicants must meet other applicable underwriting criteria. Evaluate your readiness for responsible credit use and financial management.
From the site
Visit the Discover official website, locate the credit card section, and follow the online application process to submit your request.
From the site App
Download the Discover mobile app from the Apple Store or Google Play. Access the credit card section within the app and initiate the application process directly from your smartphone or tablet.
By agency
For a more personalized approach, consider reaching out to a Discover-affiliated agency. Knowledgeable agents can guide you through the application process and address any queries you may have.
The Discover it® Student Cash Back Credit Card emerges as a student-friendly option, offering a blend of rewards, flexibility, and financial education. With no annual fee and a range of benefits, it provides an excellent opportunity for students to build their credit history responsibly. However, students should be mindful of the APR after the introductory period and ensure they can manage payments effectively. Overall, this card is a valuable tool for students on their journey to financial independence.
